Tuesday, December 15, 2015

Insurance boats

Insurance boats


Due to the growth of welfare of citizens received the active development of the insurance of yachts and boats. Large insurance companies are insurance for boats operating in waters anywhere in the world, and you predlagyut insurance cover, liability insurance and comprehensive insurance of the owner of the object. To insure the vessel can be for the whole period of operation, including sludge and transportation. In addition, the yacht can be insured for the period of construction.

Casco Insurance risks:


total loss of the insured object (both actual and constructive - when the cost of repair exceeds the value of the object), and damage to the hull, machinery and equipment have occurred during the period of operation and storage vessel as a result of:

- Natural disaster, explosion, fire, capsizing, stranding, collision with other vessels and objects (floating and fixed);
- Failure of machinery and equipment;
- Theft, stealing the ship or its parts;
- The operations of loading / unloading of the ship, lifting / lowering of the insured vessel on the water.

Liability Insurance boats :

liability insurance to third parties for damage caused by the insured vessel floating and fixed objects as a result of bulk and collisions;
damage caused by the ship to life and health of third parties as well as the environment.

Additionally, you can insure and the following risks:

Transportation of the insured vessel;
war risks, civil wars and their consequences;
participate in races and regattas.

The cost Insurance boats :

It determined individually for each object, on the basis of its operating conditions;
depending on the age and type of vessel, the cost, area of ​​operation, the scope of insurance coverage.

The procedure for concluding an Insurance boats contract:

To sign the agreement, you fill out an application form to the insurance company or sent by mail, fax or E-mail;
On the basis of the received application specialists Insurance companies calculate the amount of coverage, premium rate, franchises, payment and other terms and conditions, which are then slglasovyvayutsya with you;
You must provide the insurance company the following documents: a photocopy of the registration and classification of documents vessel (tickets GIMS, classification certificate River (PPP) or Marine (PMPC) registers, or other) as well as copies of documents, Navigation Insured;
in some cases, the insurance company may require photographs of the object, confirming its status;
for the inspection of large and expensive facilities by insurance companies may be appointed an independent surveyor.

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